Short Term Loans


Short term loans are also known as "Caveat Loans" or "Equitable Mortgages"
A caveat loan is a short-term loan secured by an unregistered Mortgage and only noted on title through a caveat to warn that the lender is claiming an equitable interest in the lend.

Typically our loans are used for a large variety of situations. These include:

working capital for your business,
funding a shortfall in a property settlement,
paying business bills and expenses,
refinancing an investment loan,
paying builders or contractors,
purchasing investment properties,
the list goes on.
All our loans are all secured against property by way of caveat or a registered first mortgage. We accept residential, commercial, retail, industrial, vacant land and development sites as security.

Risk and reward play a significant role with Short term loans.
Terms usually are between 1-3 month and will carry a maximum of 6 month.
Rates start at 2% per calender month up to 12 % per month depending on the risk taken by the lender.

Settlements in 24-72 hours


We lend up to 80% LVR on fair market standard residential valuations (not forced sale like most lenders)

Loans for any business or investment purpose


You’re dealing direct with the lender which ensures speedy decisions and wholesale interest rates with no hidden fees or charges.


No exit fee

No early repayment penalties


Minimal documentation required.

First & Second Mortgages

Private Lending Matrix